A couple of years ago, my air conditioner stopped working, and I didn’t have enough money to repair it. The heat was too hot to bear, and the spare box fan that I had wasn’t enough to keep me cool, so I used the little money I had to buy a window air conditioner. While it was better than nothing, it really only cooled off one room, leaving the rest of the room at hot temperatures. Over time, I saved my money until I finally had enough to hire a company for an AC repair in Brooklyn.

It took saving a little money from my paycheck each month to build up enough money to pay for the air conditioner repair. There were things that I was tempted to buy, but I had to hold back those urges so I could get to the goal I wanted to reach. I